Social Distancing at it's best!
How long are your new appliances warrantied for?
Risk Tolerance Assessment, Pre-Sales
Social Distancing at it's best!
How long are your new appliances warrantied for?
Risk Tolerance Assessment, Pre-Sales
Most of us have heard of the banks offering mortgage deferrals. These deferrals were put in place to help people struggling to make their mortgage payments due to job loss or reduction of work. If you qualify, you could receive up to 6 months of mortgage deferral payments.
Keep in mind a mortgage deferral is not a forgiveness of your loan, but rather an agreement with your bank where they give you a "break" from making your payments. Once the agreement ends your mortgage payments return to normal and the missed payments, including principal and accumulated interest - repaid. Depending on your current situation, this deferral could lessen the stress you may be experiencing due to COVID-19.
Mortgage deferral does not include property taxes and life/disability insurance.
Click here to read the published article by Canada Mortgage and Housing Corporation (CMHC)
One advantage of purchasing a New Home is the comfort of having a New Home Warranty. However, many people are unaware the New Home Warranty does not cover appliances.
Your appliances are covered under the manufacturer's warranty, which started the day your appliances were delivered to your new home.
The time elapsed between appliance installation and your possession date may be considerable and your warranty may be greatly reduced.
It's a good idea to check with your developer/builder to confirm you have a full warranty on possession.
If the property you wish to purchase is tenanted, there may be a few things to consider
Under normal circumstances, you could request the property be vacant if either you or your family member plan to move in (provided proper notice was served)
Now things are different, the Government of BC has declared a state of emergency and evictions (notice to end tenancy) are not allowed for any reason during this time, therefore you may not get to move into your future home on possession day as planned :(
On the other hand, if you are an investor, this may actually provide you with an excellent opportunity to increase your portfolio, many purchasers are steering away from this complicated scenario freeing up inventory for the savvy purchaser
Click here to access the Government of BC site discussing evictions during COVID-19
Picnic in the woods ...
There is still time to enter the Colouring Contest
Purchasing a property during COVID-19?
Enjoying the day!
Colouring Contest - Still time to enter
Mortgage Broker or Bank
Life is resilient!
#StayHome Colouring Contest - Win up to $500
March 2020 Market Insights
Strata Insurance
Time to develop new passions ...
Homemade candles - they're easier than you think
Renovating?
Interest Rates
We all need to get outside and enjoy life
the fresh air does wonders for your body and soul
Down Payment ... Did you Know?
Enjoy the solitude!
Social Distancing
EI Sickness Benefits and Emergency Worker Fund
1 Day, 4 Seasons .... Saturday we experienced them all!!
Sunsets never get old and neither should good information
Steady demand and low supply benefits home sellers
Are you waiting for Spring to List your property?
If you're a condo owner, take a few minutes to review your strata building insurance. Has the deductible for water damage and sewer backup increased? If so, you need to confirm your personal policy will cover the strata deductible in case of a claim
#StayHome Colouring Contest
Break out your crayons, pencil crayons,
felts, markers and lipstick. This contest is open to all kids & adults;
no purchase necessary
To enter, print off and colour in the page included in this package,
colour however you see fit!
Email us a scanned copy OR snap a picture of your final product!
Don't worry if you do not have access to a printer. Use a blank piece of paper
and draw your own version of our colouring page!
Email entries to shannon.bashir@gmail.com
If you'd like an email version please let me know
1st Place $500 donation to a charity of your choosing
2nd Place $300 donation to a charity of your choosing
3rd Place $200 donation to a charity of your choosing
Multiple Entries from same household welcome;
limit of 1 entry per contestant.
Submissions must be received by: 5:00 PM PT on April 27th, 2020.
Entries will be judged on accuracy and creativity.
KellerWilliams Realty VanCentral