Mortgage Loan Insurance

You want to purchase a property, how exciting!

Keep in mind that you will require mortgage loan insurance if your down payment is less than 20%.

The insurance cost is based on the size of your down payment and the amount of mortgage. This cost can be added to your mortgage payments or paid as a lump sum.

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Published by Canada Mortgage and Housing Corporation


The Home Buyers Plan (HBP) is a program that allows you to withdraw up to $35K from your Registered Retirement Savings Plan (RRSP) to buy or build a home, these funds need to be paid back within 15 years.

In order to be eligible for this program you must;

1) Be a first time home buyer

2) Written agreement to buy / build

3) Be a resident of Canada

4) Intend to occupy the home as your principal residence

See full details: What is the Home Buyers' Plan (HBP)?

Publication: Government of Canada Website


Support for Canadians and Businesses

The Government of Canada is taking immediate, significant and decisive action to help Canadians facing hardship as a result of the COVID-19 outbreak.

On March 18, 2020, the Prime Minister announced a new set of economic measures to help stabilize the economy during this challenging period. These measures, delivered as part of the Government of Canada’s COVID-19 Economic Response Plan, will provide up to $27 billion in direct support to Canadian workers and businesses.

Publication: Government of Canada Website


Thinking of buying an Assignment?

People purchase pre-sale units for many reasons, some hope to buy a home cheaper during pre-sale than when the project is complete, others invest to make a profit.

When someone sells their pre-sale prior to completion, they are "assigning" their contract to someone else. The original purchaser (person who purchased the pre-sale) may have to pay an assignment fee to the developer in order to assign their contract.

Purchaser number two (the person purchasing from the pre-sale buyer) usually purchases the assignment sight unseen .... Hamiliton Village is an exception!

Phase I is complete, however, as the road isn't finished they have not received their occupancy permit. This is a fabulous opportunity to purchase an assignment as you can see the product prior to making an offer.

I viewed several of the units listed for sale in this brand new complex, they truly are beautiful.

When you walk into a unit, the 9ft ceilings give them a bright and airy feeling. Thought was definitely put into the design of this complex and extra expense was evident with under counter lights, soft close cabinets, energy-efficient appliances including a gas range and quartz countertops. The decks are huge compared to many I've seen. These units come with the 2/5/10 warranty which certainly gives you peace of mind.

This area is connected to everything, trails, waterfront, outstanding schools, transit and new retail space. This is a growing area that easily links to Richmond, New Westminster, Burnaby, Vancouver, Surrey, Delta and beyond.

1 bedroom plus den start in the low 400K and come with parking.

Hamilton Village has a pool, gym, hot tub and multi purpose room, plus communal garden and courtyard

Click here to view Hamilton Village Assignments

Please call me for your private viewing 604-828-9095

Photo: Courtesy of

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